Specialized knowledge, strong relationships, and clear focus lead to successful outcomes

Arc70 Capital is a pioneer and a leader in both affordable housing mortgage lending and securitization.

Our team brings deep expertise in affordable housing mortgage bond underwriting, interest rate hedging, securitization, portfolio management, and risk management. We work together, solve problems, and simplify complex transactions for the benefit of our partners.

Delivering Results

We combine bottom-up analysis with forward-looking creativity to create value for our partners.

Our Strategy

Make an Impact

Access to high-quality, stable, and affordable homes serves as the foundation for strong communities.

Our Impact

Simplifying Complexity

With deep expertise, our team delivers on even the most complicated opportunities.

Our Team

Expanding Reach and Driving Results

The Early Days

Arc70 was founded to solve a critical problem—making financing work for affordable housing developers. From day one, we’ve structured capital to advance developments with purpose, not just fund transactions.

Building Momentum

As demand for affordable housing grew, so did our reach. Arc70 expanded from regional projects to a nationwide presence, financing developments in both primary and secondary markets.

Expanding Reach

With deep expertise, strong investor relationships, and a history of successful projects, Arc70 has helped turn housing visions into reality, fulfilling over $4.8 billion in transactions across 40+ states.

Looking Ahead

We’re just getting started. With a growing network, expanding partnerships, and new financing solutions, Arc70 is positioned to meet the evolving needs of affordable housing investment nationwide.

Capital Partner for
Affordable Housing Developers

We finance housing that stands the test of time—empowering developers and investors to build and preserve communities nationwide.

With $4.8B+ in transactions, we structure resilient capital solutions that adapt to market shifts, turning challenges into opportunities for lasting impact.

Read Our Latest Whitepaper

Structure and Lifecycle of 4% Bond Deal (Sept. 2024)

Download Now

The People Behind Every Project

Adrian Garcia

Co-Founder & Managing Director

Denny Hou

Co-Founder & Managing Director

Victor Pa

Head of Risk Management

Clayton Davis

Senior Advisor, Securitization

Matthew Engler

Managing Director, Capital Markets

Matthew Cicchetti

Director of Legal

Long Nguyen

Head of Underwriting

Jennifer Wu

Director of Finance & Operations

TJ Park

Director, Head of Portfolio Management

Mark Wright

Quantitative Portfolio Analyst

Steffan Dye

Managing Director, Head of Investor Relations

Josh Cabrera

Chief Compliance Officer & VP, Business Development